
At its core, this reimagined Trumpcare proposal replaces the current maze of tax loopholes, ACA subsidies, and Medicaid expansions with a straightforward structure: Every American receives an age-based tax credit to purchase private, portable insurance. $3,000 per year from birth to age 30 Increases by $100 per year of age starting at 31 (e.g., a 45-year-old gets $4,500) Unused credit automatically funds a personal Health Savings Account (HSA)—allowing Americans to build long-term tax-free savings for future care.
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